Houseowner Insurance
Houseowner / House Fire Insurance
The HouseOwner plan covers your house structure including the walls, roof, fixtures and fittings, garages, gates and fences, while the HouseHolder plan covers your house contents like household goods, personal effects and other moveable possessions.
Coverage:
Fire, lightning and domestic explosion
Damages caused by aircraft and impact by vehicles or animals
Bursting or overflowing of water tanks or pipes
Theft and burglary
Flood, hurricane, typhoon, windstorm
Loss of rent
Public liability
In Malaysia, houseowner premium rate is fix among all the insurance company and the premium is depend on your house value.
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