Kurnia Malaysia



Kurnia Insurans (Malaysia) Berhad was incorporated on 30th December 1978. Back then, it was known by another name – Industrial and Commercial Insurance. Kurnia Insurans (Malaysia) Berhad, in its present shape and form came to be, only in 1991, when the present owners bought the company.Kurnia Insurans has become one of the most successful general insurance companies in Malaysia. Kurnia Insurans’ success is founded on fair business practices, which protect the legitimate interests of its policyholders and offers business opportunities to its service providers.

With total capitalization of RM600 million and total assets exceeding RM2 billion, Kurnia Insurans stands as a pillar of the industry, representing stability and strength.

With an annual turnover in excess of RM1 billion and an agency force of 5,500 across the country, Kurnia Insurans also boasts one of the most extensive agency networks in the industry, represented in practically every town.

With the liberalization of the Malaysian insurance market, Kurnia has undertaken several protective measures in expectation of rising unbridled competition. One predominant move is strategizing towards eCommerce and seizing a prominent position by being the forerunner in providing online insurance services. This website is one of the many means by which to establish Kurnia’s presence in the virtual market. Kurnia firmly believes that eCommerce will bring Kurnia to a higher level of performance and quality of service to its customers, business partners and agents in line with its motto “Excellence in Service”.

Our Culture

We believe in continuously improving ourselves by acquiring knowledge, sharing experience and honing our skills in order to build Kurnia to be a knowledge-company.

We take pride in our ability to consistently achieve our goals not through any individually outstanding performance but through the collective effort of the whole team. There are no heroes in Kurnia but we are all Champions! Kurnia is more a Family than a Company. “We” is more important than “I”.

We become what we are today because of the resourcefulness and entrepreneurship of our people, consisting of a pool of multi-talented, committed and professionally trained individuals and visionary leaders. We move decisively even in the most challenging times because we believe in wasting no time to enhance values to our customers, employees and shareholders.

We conduct our business and expand our clientele base by practicing the highest standard of fair dealings and business ethics. We offer the same level of honesty and integrity to our business partners as we demand from them.

We subscribe to and shall continue to invest in business-driven Research & Development, as well as the effective use of Information & Communications Technology in order to reduce costs, increase productivity and maintain our leadership position. Innovation in products and processes will pave the way for our personnel to become knowledgeable, multi-skilled, universal executives.

We become the leading company in the region because we believe in our ability to lead the market. We look at no others but ourselves to identify and rectify our own weaknesses. We then focus on our strengths and say “KURNIA BOLEH!”